Best Cd Rates July 2025 In Chennai. When you’re ready to open a cd, compare the best terms and rates among local credit unions and banks to find the right fit for your savings. The best cd rates in the country right now range from 5.40% to 6.00% apy, on terms of 3 to 12 months.

Rates will fall in the coming months, experts say. Explore the top cd rates today and learn how economic trends can affect your rate.